Representative Client List

Americare In Home Nursing

Baltimore Freightliners T/A Harbor Truck Sales and Service

Data Search, Inc.

Hardware House T/A True Value

International Center for Alcohol Policies (ICAP)

Lasher, Harriman, & Associates, DDS, P.A.

Legal Services Corporation (LSC)

International Committee of the Red Cross

Meridian Imaging Solutions & Meridian One Corp.

National Association of Retired and Active Federal Employees (NARFE)

Nuclear Energy Institute (NEI)

Rail Plan International, Inc.

Saturn of Richmond T/A Haywood Clarke Automotive, Inc.

Note: This is a representative client list and does not constitute an endorsement.  References are available upon request.

Disclosure

David Ponder is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, DC, FL, MD, NY, and VA. No insurance business may be conducted outside the states referenced.

David Ponder is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 4158 Cadle Creek Rd, Edgewater, MD, 21037, 443-994-8651. In this regard, this communication is strictly intended for individuals residing in the states of DC, FL, MD, SC, VA, and WV. No offers may be made or accepted from any resident outside the specific states referenced.

David Ponder is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CO, DC, DE, FL, MD, NY, SC, VA, and WV. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

PONDER FINANCIAL GROUP is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither PONDER FINANCIAL GROUP nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.